These days, with last minute flights and holiday bookings it can be easy to overlook a vital component of your holiday – the insurance. For many, an annual policy works out best, especially if you make a lot of trips throughout the year, for others, a single trip policy is better. Misfortunes on holiday can be tiny or titanic, and a comprehensive insurance policy is vital to cushion you from the possible consequences.

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In my 20 years in the travel industry I could never understand why people were comfortable buying home, car and life insurance but considered travel insurance a “SCAM”. There were times I would be pulling my hair literally when my clients were finished purchasing a $5000-$6000 honeymoon package but refused to to insure themselves for a couple of hundred dollars.

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