Europe Travel Medical Insurance – Should You Purchase a Policy Offered by a Europe Tour Operator?

I had a call from a client in Salt Lake City, UT. She was ready to sign up for an escorted Europe tour. Her concern was to have ample insurance coverage, both medical and baggage, while traveling through Europe. She wanted to know if the Europe Travel Medical Insurance offered by the Europe tour operator provided ample insurance. Well I said the answer to this question depends on many things, and each person needs to carefully select insurance for their specific needs. I asked the following 3 questions:

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